• DB Domestic Appliances Ltd 407-419 Seaside, Eastbourne East Sussex, BN22 7RT 01323 725588

  • Finance available

      We can now arrange finance, subject to status on your favourite appliances. Contact our store for more details.


    Pay On Finance

    Did you know there are 2 ways to apply?                                                                                             

    Either in store or from the comfort of your own home.                                                                                                                    We appreciate life is busy, so why not let us make it a little easier for you.

    To apply in store, simply call in to our branch and one of our experienced sales team will guide you through the application.

    To apply at home, just give us a call and we can arrange for an application link to be sent to the email address.


    Buy now pay later with payments deferred for up to 12 months

    Spread the cost with our buy now pay later finance available online and in-store.

    Simple buy now pay later finance options allow you to spread the cost of your purchase over 48 months with an agreed deferral period.

    Repayments start up to 12 months after signing your finance agreement.


    Settle your agreement within the agreed deferral period and all you pay is an early settlement fee of only £29.00.

    All you need to do is:

    Spend a minimum £200 and above.


    We offer 3 simple finance options to help you spread the cost of your purchases.

    48 months buy now pay later finance, with the first payment deferred for 6 months on orders of £200 and above

    48 months buy now pay later finance, with the first payment deferred for 9 months on orders of £200 and above

    48 months buy now pay later finance, with the first payment deferred for 12 months on orders of £200 and above

    To apply from home, please call 01323 725588


    The table below shows you how much monthly payments will be based on the total order value

    Representative Example

    Cash price £1000
    Deposit £100
    Loan amount £900
    16.9% APR representative
    Interest rate 16.9% fixed
    48 monthly repayments of £29.29
    Total term of loan agreement 48 months, with the first payment deferred for 12 months
    Total charge for credit £505.92
    Total amount payable £1,505.92                                                                                 £29 early settlement fee due on all Buy Now Pay Later options

    Interest is calculated from the start of the agreement, which means that interest will accrue during the holiday period, although no payments will be taken for 12 months.                                                                          

    Credit subject to status and affordability. Terms & Conditions Apply. D B Domestics Appliances are a credit broker and are Authorised and Regulated by the Financial Conduct Authority.

    Credit is provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC Authorised and Regulated by the Financial Conduct Authority.

    Finance FAQs

    How do I choose to pay by Finance?

    Just let our sales consultant know when you phone, or when visiting our store.

    Who is eligible to apply for online finance?

    To apply for finance, you must be over the age of 18, work at least 16 hours a week, or be retired with an income. You must also be a resident of the United Kingdom and have lived in the UK for the last 12 months or more. Unfortunately, we are unable to offer finance to residents of Eire. Homemakers aren't excluded from applying under their own names; however we will require the employment details of your spouse in order to process your application.

    When do my repayments start?

    For Buy Now Pay Later, your monthly repayments will start up to 12 months from date of signing, and for Interest Bearing Finance, repayments will begin one month after you sign.

    Can I request delivery to an address other than my home?

    In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant, and inside the property.

    Are there any arrangement fees or hidden extras for credit?

    No. There are no arrangement fees or hidden extras.

    Your questions answered

    Here are some of the most commonly asked questions regarding online finance:

    Once my application is approved, what happens next?

    When your application is approved, you will be presented with the option to sign your credit agreement digitally. You should read the credit agreement carefully before clicking all the relevant sections agreeing to its terms. Once you have agreed to the terms of the credit agreement we will be notified and you need do nothing more.

    Will you credit score me and if so, what does this mean?

    Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. Credit scoring does not discriminate on the grounds of sex, race, religion or disability.

    If you decline my application, what is the reason?

    In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with a main reason for decline of your application, it is usually based on one, or a combination of the following:

    Your credit score (note that every finance company will score you differently)

    Adverse credit reference agency information

    You are considered to be overcommitted

    You are aged under 18

    Your existing account performance with other lenders

    What type of information do credit reference agencies hold about me?

    Some of the information is public information, for example electoral roll, County Court Judgements and bankruptcies. Other lenders may also file information about accounts you hold with them for instance this could include your payment history and outstanding balance on these accounts. Any requests for credit, where a credit reference search has been undertaken, will also be filed, although the result of the request is not recorded.

    How do I obtain a copy of this information?

    You should send a cheque for £2.00 made payable to the relevant credit reference agency, together with details of all addresses at which you have lived over the last 6 years:

    • Experian Limited, Customer Support Centre, PO Box 9000, Nottingham, NG80 7WF

    • Equifax Ltd., Customer Service Centre, PO Box 10036, Leicester, LE3 4FS

    • TransUnion International UK Limited, Consumer Services, PO Box 491, Leeds, LS3 1WZ

    The above listed agencies will provide details of information relating to these addresses. If you believe that the information is incorrect, you can ask the agency to correct it.

    If my application is not successful, can I re-apply?

    Yes. We acknowledge that your circumstances change and just because we have refused a previous application, it does not mean that we'll automatically turn down a further request. We do suggest however, that you leave at least 6 months between applications.


    DB Domestics are proud to announce that we have partnered with Hitachi a leading financial service company with over 30 years’ experience of providing different payment options.

    We can offer representative loans minimum between £200 - £25,000 with their simple, and straight-forward application that only takes a few minutes to fill in. Having financial support can help you fund your dream kitchen or purchase a kitchen appliance that unexpectedly went faulty. The finance can be accepted, and the appliance delivered and fitted in less than 24 hours.

    To help spread the cost of your purchase we offer a Buy Now and Pay Later Scheme providing you with a great flexibility in how to pay for your purchase.

    Buy now pay later – How it works

    • A minimum of a 10% deposit of the appliance needs to be paid at the time of purchase
    • The 90% of the purchase will be provided with a 12-month interest free holiday payment at the start of the agreement
    • If the customer settles their agreement within the holiday period, they do so interest free. Just a £29 early settlement fee will be charged
    • If you repay part of the loan on or before the date of the first repayment, you will not be charged interest on the part of the loan you repay.
    • If the customer does not settle their agreement within the holiday period, they will make equal monthly repayments including which is calculated from inception of the agreement.
    • The agreed 16.9% Annual percentage rate begins from the beginning of the agreement.

    Member rates


    Loan Amount

    Annual Percentage Rate

    Early Settlement Fee

    12 months



    Early Settlement fee £29


    Representative Example – 12 Months Buy Now pay later  (Scenario 1 – Paying on time)

    Appliance (incl. VAT)


    Deposit (10% Min)


    Total amount of credit


    Holiday Period

    12 months (no Interest)

    Payment Received within the 12 months


    Plus £29 early settlement fee


    Interest Paid in 12 Months



    Representative Example – 12 Months Buy Now pay later  (Scenario 2 – Paying part of the balance)

    Appliance (incl. VAT)


    Deposit (10% Min)


    Total amount of credit


    Holiday Period

    12 months (no Interest)

    Payment Received within the 12 months


    Remaining balance plus 16.9% interest 

    £49.90 + £8.44



    Representative Example – 12 Months Buy Now pay later (Scenario 3 – Paying after the 12-month holiday period)

    Appliance (incl. VAT)


    Deposit (10% Min)


    Total amount of credit


    Holiday Period

    12 months (no Interest)

    Payment Received within the 12 months


    Remaining balance plus 16.9% interest 

    £449.10 + £75.90


    Hitachi will tell you the due date of the first repayment. If you settle the outstanding balance before the first repayment is due, then we will waive all interest charges and just charge an administration fee of £29.00.

    Once you are accepted by Hitachi finance, you will be asked to sign the credit agreement either in the shop or online. Hitachi will make your agreement live once the order has been delivered, where your monthly repayments will commence for the agreed period.

    Please note, you can only arrange the delivery of your order pending the approval of your finance application. Your delivery must be made to the address of the finance application, which must be the same as your billing address on the order. The approval of your application depends on your financial circumstances and borrowing history.


    For further information on either of these Finance schemes, please do not hesitate to contact DB Domestics on 01323 725588